748pub Privacy Policy — How We Handle Your Personal Data

1Overview

This Privacy Policy describes how 748pub collects, uses, stores, protects, and shares the personal data of individuals who register for or use the 748pub online gaming platform, accessible at 748pub.best. It applies to all users of the platform regardless of how they access it — via web browser, mobile browser, or any future 748pub application.

748pub is committed to handling your personal data with respect and transparency. This policy is written to comply fully with the Philippine Data Privacy Act of 2012 (Republic Act No. 10173), its Implementing Rules and Regulations, and all relevant issuances of the National Privacy Commission (NPC). Where applicable, it also satisfies the data protection requirements of PAGCOR as the relevant gaming regulator.

By registering a 748pub account or continuing to use the platform after this policy takes effect, you acknowledge that you have read and understood this Privacy Policy. If you have any concerns or questions about how 748pub handles your data, Section 13 explains how to contact our Data Protection Officer.

2Who We Are

748pub is a Philippine-registered online gaming platform operating under a license issued by the Philippine Amusement and Gaming Corporation (PAGCOR). For the purposes of the Philippine Data Privacy Act, 748pub is the Personal Information Controller — the entity that determines what personal data is collected and the purposes for which it is processed.

748pub has appointed a Data Protection Officer (DPO) as required under RA 10173. The DPO is responsible for overseeing all data privacy compliance activities, conducting privacy impact assessments, managing data breach response, and serving as the primary point of contact for data subject requests. Contact details for the DPO are provided in Section 13 of this policy.

All personal data processing activities at 748pub are documented in a Privacy Management Programme maintained by the DPO and submitted to the NPC as required. 748pub undergoes periodic internal privacy audits to ensure ongoing compliance with RA 10173 and NPC regulations.

3Personal Data We Collect

748pub collects the minimum personal data necessary to provide you with a functioning, compliant, and secure gaming account. The specific data collected depends on the stage of your relationship with the platform.

Data Collected During Registration

• Full legal name (as it appears on your government-issued ID)
• Date of birth (to verify you are at least 18 years old)
• Philippine residential address
• Active mobile phone number
• Email address
• Chosen username and hashed password (passwords are never stored in plain text at 748pub)

Data Collected During Identity Verification (KYC)

• Copy of government-issued photo ID (PhilSys National ID, passport, driver's license, UMID, SSS/GSIS ID, or voter's ID)
• Selfie or live photo for identity matching
• Proof of payment method (e.g., screenshot of GCash wallet showing your name and number)
• Source of funds documentation where required by PAGCOR or AMLC regulations for high-value accounts

Data Collected During Account Use

• Transaction history: all deposits, withdrawals, and wagers placed on 748pub
• Game activity logs: games played, session duration, bet sizes, win/loss outcomes
• Device and technical data: IP address, device type, operating system, browser type, and screen resolution
• Session data: login timestamps, session length, and platform navigation patterns
• Customer support communications: chat logs, emails, and call recordings where applicable
• Responsible gaming preferences: deposit limits, session time settings, self-exclusion requests

4How 748pub Uses Your Personal Data

748pub uses the personal data it collects for specific, legitimate purposes. We do not use your data for purposes beyond those listed here without obtaining your additional consent or unless required by law.

5Legal Basis for Processing

Under RA 10173, 748pub must have a valid legal basis for each category of personal data processing. The following legal bases apply to 748pub's data processing activities:

• Contractual necessity — Most core data processing (account management, KYC, payment processing, gaming activity) is necessary to fulfil the contract between you and 748pub when you register an account.
• Legal obligation — Processing required by PAGCOR regulations, the Anti-Money Laundering Act (RA 9160 as amended), and other Philippine laws cannot be refused. Examples include identity verification and transaction reporting to AMLC.
• Consent — Marketing communications and certain optional data uses are processed only with your explicit consent given at registration or separately obtained. You may withdraw consent at any time.
• Legitimate interests — Fraud prevention, platform security, and anonymised analytics are processed on the basis of 748pub's legitimate interest in operating a safe and functional platform, where these interests are not overridden by your rights.

748pub does not process special categories of personal data (e.g., health data, religious beliefs, political affiliations) except where specifically required by PAGCOR's responsible gaming framework — such as recording self-exclusion requests or noting problem gambling assessments — and only with your knowledge in those cases.

6Sharing Your Personal Data

748pub does not sell your personal data. We share personal data with third parties only in the limited circumstances described below, and only to the extent necessary for the specific purpose:

Payment Processors

To process your deposits and withdrawals, 748pub shares necessary payment details with our licensed payment service providers including GCash (Mynt), Maya (Voyager), and other processors listed in our payment options. These providers are contractually bound to use your data only for transaction processing and are subject to BSP regulations and their own privacy policies.

Game Providers

748pub's game library is powered by third-party game providers. When you launch a game, your account identifier and game session data are shared with the relevant provider to enable gameplay. Game providers are contractually prohibited from using this data for any purpose other than delivering the game service to 748pub.

Regulatory and Legal Authorities

748pub is legally required to share certain information with PAGCOR as part of ongoing licensing compliance, and with the Anti-Money Laundering Council (AMLC) where transaction monitoring flags require reporting under RA 9160. 748pub will also disclose personal data in response to lawful orders from Philippine courts or law enforcement agencies. We will notify you of such disclosures where legally permitted to do so.

Identity Verification Services

748pub uses third-party KYC verification services to assist with document authentication. These providers process your ID documents and selfie data solely for the purpose of identity verification and are bound by data processing agreements that comply with RA 10173.

7Cookies and Tracking Technologies

748pub uses cookies and similar tracking technologies on our platform to provide a functional, secure, and personalised experience. Cookies are small data files stored on your device when you visit 748pub. The types of cookies we use are:

• Essential cookies — Required for the platform to function. These manage your login session, maintain your shopping cart/balance display, and prevent cross-site request forgery (CSRF). These cannot be disabled without breaking core platform functionality.
• Security cookies — Used by 748pub's fraud detection systems to identify unusual login patterns and protect your account from unauthorised access.
• Analytics cookies — Help 748pub understand how players navigate the platform so we can improve the user experience. Analytics data is aggregated and anonymised where possible.
• Preference cookies — Remember your language settings, responsible gaming preferences, and display choices across sessions.

748pub does not use third-party advertising cookies or allow external advertising networks to track you through the 748pub platform. You can manage your cookie preferences through your browser settings. Note that disabling essential cookies will prevent you from logging in or using real-money features of 748pub.

8How Long We Keep Your Data

748pub retains your personal data for as long as your account is active and for the periods required by applicable Philippine law after account closure. The following retention periods apply:

• Account data (name, contact details, ID documents) — Retained for the duration of your account plus a minimum of five (5) years after account closure, as required by PAGCOR and AMLC regulations.
• Transaction records (deposits, withdrawals, wagers) — Retained for a minimum of five (5) years from the date of each transaction, in line with AMLC record-keeping requirements under RA 9160.
• Customer support communications — Retained for two (2) years from the date of the communication, or longer where associated with an active dispute or investigation.
• Anonymised analytics data — May be retained indefinitely as it cannot be linked back to an individual once anonymised.
• Marketing consent records — Retained for the life of your account plus three (3) years to demonstrate consent history if required.

When retention periods expire, 748pub permanently and securely deletes or anonymises the relevant personal data. Secure deletion processes used by 748pub follow industry standards that prevent recovery of deleted data.

9Security Measures

748pub implements multiple layers of technical and organisational security measures to protect your personal data against unauthorised access, loss, alteration, disclosure, or destruction. These include:

• 256-bit SSL/TLS encryption on all data transmitted between your device and 748pub's servers.
• Bcrypt password hashing — Your 748pub password is never stored in plain text. Even in the unlikely event of a data incident, your actual password cannot be recovered from the stored hash.
• Two-factor authentication (2FA) — Available and recommended for all 748pub accounts as an additional login security layer.
• Access controls — Internal access to player data at 748pub is restricted on a strict need-to-know basis with role-based permissions and access logging.
• Real-time fraud monitoring — Automated systems flag unusual account activity including atypical login locations, multiple failed login attempts, and unusual transaction patterns.
• Regular security audits — 748pub's systems undergo periodic security testing including penetration testing and vulnerability assessments.

Despite these measures, no online system is completely immune to security risks. If you believe your 748pub account has been compromised, contact our support team immediately at support@748pub.best.

In the event of a personal data breach that is likely to harm affected players, 748pub will notify the National Privacy Commission within 72 hours of becoming aware of the breach as required under NPC Circular 16-03, and will notify affected players without unreasonable delay.

10Your Rights Under RA 10173

As a data subject under the Philippine Data Privacy Act, you have the following rights with respect to your personal data held by 748pub. These rights are genuine and enforceable — not just marketing language.

To exercise any of these rights, contact the 748pub Data Protection Officer at the details provided in Section 13. 748pub will respond to all verifiable data subject requests within fifteen (15) calendar days as required under NPC Circular 16-02.

Data Processing by Consent Type

11Minors and Age Verification

748pub is strictly an 18+ platform. We do not knowingly collect personal data from individuals under 18 years of age. The registration process at 748pub includes a date of birth requirement and age verification checks. If at any stage identity verification reveals that an account holder is under 18, the account will be immediately suspended, all balances returned, and the account permanently closed.

If you are the parent or guardian of a minor and believe they may have registered a 748pub account, please contact our support team at support@748pub.best immediately so we can investigate and close the account. 748pub takes the protection of minors from gambling seriously and cooperates with all PAGCOR requirements on this matter.

12Cross-Border Data Transfers

Some of 748pub's service providers — particularly game providers and certain technology infrastructure partners — may be located outside the Philippines. Where your personal data is transferred to parties in other countries, 748pub ensures appropriate safeguards are in place as required by NPC Circular 16-01 on cross-border data transfers.

Safeguards used by 748pub for cross-border transfers include contractual data processing agreements incorporating the NPC's standard data protection clauses, and assessments of the adequacy of privacy protections in the recipient country. 748pub does not transfer your personal data to countries that do not provide an adequate level of data protection without these contractual safeguards in place.

For a list of countries to which your data may be transferred and the safeguards applied, you may contact the 748pub Data Protection Officer as described in Section 13.

13Contact Our Data Protection Officer

If you have any questions about this Privacy Policy, wish to exercise your data subject rights under RA 10173, or need to report a privacy concern, please contact 748pub's Data Protection Officer through any of the following channels:

748pub will acknowledge data subject requests within three (3) business days and respond substantively within fifteen (15) calendar days. Where complex requests require additional time, 748pub will notify you of the extended timeline and the reason for it.

If you are not satisfied with 748pub's response to a privacy concern, you have the right to escalate your complaint to the National Privacy Commission (NPC) of the Philippines. Information on filing a complaint with the NPC is available through official Philippine government channels.

14Updates to This Privacy Policy

748pub may update this Privacy Policy from time to time to reflect changes in our data processing practices, new services, changes in Philippine law, or updates to NPC regulations. When material changes are made, 748pub will notify registered members via email or an in-platform notification at least seven (7) days before the changes take effect.

The "Last Updated" date at the top of this page always reflects the most recent revision. The current version of this Privacy Policy is always available at 748pub.best/privacy-policy. Your continued use of 748pub after a policy update takes effect constitutes your acceptance of the revised policy for data processed from that date forward.

If you disagree with any update to this Privacy Policy, you have the right to close your 748pub account and request deletion of your data (subject to the legal retention requirements described in Section 8) by contacting the DPO at privacy@748pub.best.